Investing
SIP Calculator
Enter what you invest every month, the yearly return you expect and for how many years. You can also raise the amount every year (step-up).
Free · works instantly · nothing is stored
Your result
InvestedReturns
How it is calculated
Each month's instalment is added at the start of the month and grows at (yearly return ÷ 12) per month. The future value is the sum of every instalment grown for the months it stays invested. With a step-up, the instalment rises once every 12 months.
Questions
Are SIP returns guaranteed?
No. Market-linked returns go up and down. Try a lower rate as well to see a careful picture.
What is a step-up?
Raising your monthly SIP by a fixed percentage every year, for example 10%, as your income grows.
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For education only. Results are estimates, not investment advice or a promise of returns. Markets involve risk — you can lose money.